Hello! Please explain it to me like I’m five because credit hurts my brain to understand.
If I open an Apple Card account to get a MacBook and get the MacBook with the Apple Card, will that decrease my credit score (either FICO or vantage) by a lot? It offers monthly installments and while it is helpful, I would pay half now and the rest after I get my paycheck.
Would that be a bad idea and put my score in jeopardy? Would it be better to just wait and pay in full?