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This space is dedicated to ideas that have crossed my mind, good, bad and terrible. I wanted to have a place to reflect on things like 'Why did'nt I think of that" or "Looking, back I should have" for some ideas that come across my brain.

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Event date: July 20, 2020 Event Time: 05:00 PM – 06:30 PMLocation: Dubuque, IA 52001Description:1) Financial Enterprise Resource Planning2) Imagine Dubuque Comprehensive Plan Update3) Bee

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What is your Money Wasting Vice??

These are among the Top 10 Things that people waste their money on based on a day-to-day basis. The 1st one is a no brainer for all you Starbucks fans….I myself am not a coffee fan at all. In fact the thought of it grosses me out. Please Refer to the post below this about pickles to see how I feel about coffee! (Ha ha Just Kidding!)

1. Coffee
2. Cigarettes
3. Alcohol
4. Bottled water
5. Manicures
6. Car washes
7. Weekday lunches out
8. Vending machines snacks
9. Interest charges on credit cards
10. Unused memberships

These are statistics provided by Bankrate. com

1. Coffee — According to the National Coffee Association, the average price for brewed coffee is $1.38. There are roughly 260 weekdays per year, so buying one coffee every weekday morning costs almost $360 per year.

2. Cigarettes — The Campaign for Tobacco Free Kids reports that the average price for a pack of cigarettes in the United States is $4.54. Pack-a-day smokers fork out $1,660 a year. Weekend smoker? Buying a pack once a week adds up, too: $236.

3. Alcohol — Drink prices vary based on the location. But assuming an average of $5 per beer including tip, buying two beers per day adds up to $3,650 per year. Figure twice that for two mixed drinks a day at the local bar. That’s not chump change.

4. Bottled water from convenience stores — A 20-ounce bottle of Aquafina bottled water costs about $1. One bottle of water per day costs $365 per year. It costs the environment plenty, too.

5. Manicures — The Day Spa Magazine Price Survey of 2004 found that the average cost of a manicure is $20.53. A weekly manicure sets you back about $1,068 per year.

6. Car washes — The average cost for a basic auto detailing package is $58, according to Costhelper.com. The tab for getting your car detailed every two months: $348 per year.

7. Weekday lunches out — $9 will generally cover a decent lunch most work days. If you buy rather than pack a lunch five days a week for one year, you shell out about $2,350 a year.

8. Vending machines snacks — The average vending machine snack costs $1. Buy a pack of cookies every afternoon at work and pay $260 per year.

9. Interest charges on credit card bills — According to a survey released at the end of May 2007, the median amount of credit card debt carried by Americans is $6,600. Rate tables on Bankrate.com indicate that fixed interest rates on a standard card average 13.44 percent. Making the minimum payment each month, it will take 250 months (almost 21 years) to pay off the debt and cost $4,868 in interest. Ouch!

10. Unused memberships — Costhelper.com reports that the monthly service fee at gyms averages between $35 and $40. At $40 per month, an unused gym membership runs $480 per year.

These are the top 10…But I am curious to find out what your vice is? Are you among the top 10? If you are the above can be a wake up call on how much money you could save…

My Weakness is the Bottled water… If you know me you already know this but..Really people nothing beats a good pH balanced and mineral enhanced bottle of water…My favorite water is actually an import from Norway: Check it out @ http://www.finewaters.com/Bottled_Water/Norway/Voss.asp
I order it by the case now so it is alot cheaper…But I confess I have paid over 7.50 a bottle. Desperate times called for desperate measures at LaGuardia Airport though….I challenge you to buy a bottle…You will never want regular water again. (This is coming from a guy that drinks 1 gallon of water a day…) Just look at the bottle:

OK,OK enough…So what`s your vice?

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